Basic Checking No-Interest
- Minimum balance required to avoid maintenance fee: $500.00
- Maintenance fee if under minimum balance: $4.00 per month
- Per item fee: $.10 per item if below $500.00
- Free to students and seniors: yes
Liberty Checking - No Interest
Duplicate checks are required for this product
- No Minimum deposit
- No minimum balance required
- No maintenance fee
- No per-item fee No interest
- Checks are safe-kept
- Free to students and seniors: yes
Celebrity 55 Club Account**
For those customers who are 55 or better
- Minimum balance required to earn interest: $750.00
- Minimum balance required to avoid maintenance fee: $1500.00 in all deposit accounts
- Maintenance fee if under minimum balance: $5.00 per month
- No per item fee
- Free to students and seniors: no
- Interest rate: variable tiered rate subject to change at any time
Other Account Benefits:
Discounts, free Debit card, free bank logo checks, $5.00 off each order for other checks, $3.00 per year discount off the rental cost of any size safe deposit box rented at our bank
Executive Checking Account
- Minimum balance required to earn interest: $750.00
- Minimum balance required to avoid maintenance fee: $750.00
- Maintenance fee if under minimum balance: $5.00 per month
- Per item fee: $.20 per item if below $750.00
- Free to students and seniors: yes
- Interest rate: variable tiered rate subject to change at any time
Executive Checking Gold Club**
- Minimum balance required to earn interest: $750.00
- Maintenance fee $8.00 per month regardless of balance
- No per item fee
- Free to students and seniors: no
- Interest rate: variable tiered rate subject to change at any time
Other Account Benefits:
Free bank logo checks, $5.00 off each order for other checks
**Executive Gold and Celebrity 55 have no fees for the following: stop payments, cashiers checks, or money orders.
All Checking Accounts
- Free direct deposit
- Free Credit Card Cash Advance
- Free safekeeping if desired
- Interest calculated on daily collected balance
- Service charge calculated on average collected balance
- Monthly Statements
- Check images with statements except on Liberty account
- Minimum initial deposit: $0.00
- Round-up savings available. To any personal checking account, you can choose to have each debit card transaction “rounded-up” to the next whole dollar. Those cents will be subtracted from your checking account also and then be deposited into your savings account. There will be a form to fill out and sign. Contact new accounts personnel at Menahga or Sebeka.
Call 218-564-4171 or 218-837-5171 during regular banking hours for current interest rates.